International Travel Insurance

The Insured
The Insured must fully meet all of the following conditions:
a. Individuals who are Vietnamese citizens or foreigners who legally enter Vietnam’s territory;
b. Not suffer permanent disability of 50% or above;
c. Not mentally ill;
d. From 14 days old to 80 years old;
B. Insurance benefits
HD Insurance provides insurance for risks related to accidents, illnesses, unexpected illnesses and objective trammel to The Insured occurring during the travel trip and during the insurance period. Includes the following benefits:

• Benefit 1: Accidental death
• Benefit 2: Permanent disability
• Benefit 3: Accidental death while using public transportation
• Benefit 4: Medical expenses for accidents and illnesses,
• Benefit 5: Cash allowance when hospitalized
• Benefit 6: Expenses for relatives to visit
• Benefit 7: Repatriation of accompanying children
• Benefit 8: Emergency transportation
• Benefit 9: Rhepatriation
• Benefit 10: Transportation of remains/burial
• Benefit 11: Insurance in case of terrorism
• Benefit 12: Damage to luggage and personal belongings
• Benefit 13: Global travel support (not applicable)
• Benefit 14: Baggage delay
• Benefit 15: Loss of travel documents
• Benefit 16: Cut short or cancel the trip
• Benefit 17: Missed connection flight due to schedule
• Benefit 18: Personal responsibility when abroad
• Benefit 19: Reimbursement of insurance excess/deductible for rented cars
• Benefit 20: Support for home loss due to fire
• Benefit 21: Promotions for golfers
• Benefit 22: Terrorism, hostage taking every 24 hours (maximum 72 hours)Depending on each insurance program/plan, insurance benefits may differ and be specified on Insurance Certificate.

C. Insurance exclusions
Key exclusions are as follows:
1. Insured person commits suicide.
2. Pre-existing injuries/existing diseases, birth diseases or defects, HIV infection, AIDS and AIDS-related diseases.
3. Special diseases, chronic diseases.
4. Treatment for depression or psychological or mental disorders.
5. Miscarriage, abortion, childbirth, sexually transmitted diseases.
6. Using alcoholic beverages, stimulants or solvents without a doctor’s prescription for treatment purposes.
7. Dental treatment, except for treatment of natural teeth damaged as a result of an accident occurring during the trip.
8. Insured person suffers injury or illness caused by having moved to a place at an altitude of 5,000 meters or more above sea level or to a place below the water level at a depth of 20 meters or more. compared to sea level.
9. The insured person dies due to no accident or illness and was not treated by a doctor before death.
10. Other exclusions are specified in the insurance policy wordings.